You may wonder if you need vision insurance, especially if you are not yet having vision problems. But vision benefits provide more than just eye exams for those needing glasses or contacts.
Regular exams help your eye doctor identify changes inside the eye and early stages of eye diseases, such as glaucoma, cataracts, macular degeneration and diabetic retinopathy.
During an eye exam, doctors can detect serious medical problems, such as high blood pressure, diabetes, some cancers, autoimmune diseases, thyroid issues and high cholesterol. Catching these illnesses at an early stage may reduce medical treatment costs.
Now you can clearly see why choosing a vision plan can promote your overall good health.
| Vision Premium | |
|---|---|
| Per Paycheck | |
| Employee | $4.50 |
| Employee + Spouse | $7.19 |
| Employee + Child(ren) | $7.34 |
| Employee + Family | $11.84 |
| Vision Coverage Information | |||
|---|---|---|---|
| In-Network | Out-of-Network | ||
| Exam (once every 12 months) | $20 | Up to $45 | |
| Materials Copay | $20 | Variable | |
| Lenses (once every 12 months) | |||
| Single Vision |
No charge after materials copay |
Up to $30 | |
| Bifocal |
No charge after materials copay |
Up to $50 | |
| Trifocal |
No charge after materials copay |
Up to $65 | |
| Frames (once every 24 months) | |||
| Frames |
$130 Allowance (20% off balance over $130) |
Up to $70 | |
| Cotact Lenses (once every 12 months; in lieu of glasses) | |||
|
Contact Lenses Fitting and Evaluation |
Necessary: Covered in Full Elective: $130 Allowance Maximum $60 Copay |
Necessary: Up to $210 Elective: Up to $105 |
|
VSP
